Private Real Estate Lending

Fast Capital.
No Red Tape.

MDH Lending Source provides private bridge financing for real estate investors nationwide. Close in as few as 5–7 days. No income verification. No lengthy bank approvals.

Get Pre-Qualified View Loan Programs
⚡ Close in 5–7 Days
🏦 $50K–$5M Loans
🌎 All 50 States
✅ No Income Verification
1,000+
Happy Investors
500+
Deals Closed
5–7
Days to Close
50
States Served
Asset-Based Underwriting
We lend on the deal — not your tax returns
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Our Products

Loan Programs Built for Investors

Whether you're flipping homes, building from the ground up, or growing a rental portfolio — we have the right capital for your strategy.

Fix & Flip

From 9.99% Up to 90% LTC 6–18 months

Fast bridge financing for acquisition and renovation. We fund up to 90% of total project cost with draws released as work is completed.

SFRMulti-FamilyCondos
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DSCR Rental

From 6.00% Up to 80% LTV 30-year fixed

Qualify on rental income, not personal income. Perfect for long-term buy-and-hold investors growing a rental portfolio. Low FICO OK.

SFR2-4 UnitsShort-Term Rentals
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Ground Up Construction

From 9.99% Up to 85% LTC 12–24 months

New construction financing with flexible draw schedules. From lot purchase through vertical construction and certificate of occupancy.

SFRSmall MultifamilyADU
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Bridge / Stabilized

From 9.99% Up to 75% LTV 3–24 months

Short-term bridge financing and stabilized property loans. Move fast on time-sensitive acquisitions without the red tape.

CommercialMixed-UseLand
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Multi-Family

From 7.00% Up to 80% LTV 12–360 months

5+ unit apartment buildings, value-add repositioning, and cash-out refinances on stabilized multifamily assets nationwide.

5+ UnitsApartmentsValue-Add
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Commercial Property

From 6.00% Up to $100MM 12–360 months

Flexible commercial property loans for income-producing assets nationwide. Fast approvals, competitive rates, no red tape.

RetailMixed-UseWarehouseIndustrialOffice
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Why Choose MDH

The MDH Advantage

Speed You Can Count On
Most loans close in 5–7 business days. Our in-house underwriting eliminates delays.
Asset-Based, Not Income-Based
We evaluate the deal — the property, the numbers, and your track record. Not W-2s.
Dedicated Loan Advisor
One point of contact from application to funding. No getting passed around.
Repeat Borrower Benefits
Loyalty pricing, faster approvals, and priority service for returning clients.
5–7
Day Close
By The Numbers

Built for the
Modern Investor

MDH Lending Source was founded by real estate investors, for real estate investors. We understand the urgency of competitive markets and the cost of slow capital. That's why our entire process is engineered for speed and simplicity.

1,000+
Happy Investors
500+
Deals Closed
4.8★
Client Rating
Same Day
Pre-Qual Decision
Simple Process

From Application to Funding

No stacks of paperwork. No weeks of waiting. Our streamlined process gets you to the closing table fast.

01

Apply Online

Complete our simple pre-qualification form in under 5 minutes. No credit pull required at this stage.

02

Deal Review

Our underwriting team evaluates your deal within 24–48 hours and issues a preliminary term sheet.

03

Term Sheet & Docs

Review and sign your term sheet. Upload property docs. Our team handles the rest.

04

Fund & Close

Title closes, funds wire, and you're at the table. Average time from application to funding: 5–7 days.

Start Your Application
Client Reviews

What Our Borrowers Say

"MDH funded my deal in 6 days flat. I had another lender fall through at the last minute and MDH stepped in and saved the deal. Their team was responsive 24/7."

M
Marcus T.
Atlanta, GA · Fix & Flip
Verified

"As a self-employed investor, traditional banks always gave me headaches. MDH looked at my rental income and closed my portfolio refinance without a single pay stub."

J
Jennifer R.
Phoenix, AZ · DSCR Rental
Verified

"Three ground-up projects funded through MDH. Competitive rates, flexible draw schedules, and a team that actually understands construction timelines. Will keep coming back."

C
Carlos M.
Miami, FL · Ground Up
Verified

"Needed to move fast on an off-market deal. MDH had a term sheet in my hands in 18 hours and we closed in 5 days. Phenomenal service."

D
David K.
Dallas, TX · Bridge Loan
Verified

"Closed a 12-unit value-add in record time. MDH understood the business plan and structured the loan to match our rehab timeline. Couldn't be happier."

S
Sarah L.
Denver, CO · Multi-Family
Verified

"Three flips funded this year alone. MDH is now my go-to lender. The repeat borrower rates they offer make a real difference in my margins."

R
Robert W.
Nashville, TN · Fix & Flip
Verified
A Word From Our Founder

The Vision Behind MDH.

Martini de la Torre
“

At MDH Lending Source, my mission is simple — to be the funding partner that real estate investors can actually count on. Whether you're flipping your first property or scaling a rental portfolio, I bring the capital, the expertise, and the personal attention to help you close with confidence. Every deal matters to me because every deal matters to you.

Martini de la Torre signature
Martini de la Torre
Founder & CEO, MDH Lending Source
[email protected] (818) 825-4306

Ready to work with Martini on your next deal?

Let's Get Your Deal Funded
Ready to Move?

Your Next Deal is Waiting.
Don't Let Slow Capital Hold You Back.

Pre-qualify in minutes. No credit pull. No commitment. Get your term sheet in 24–48 hours.

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